Can I use Aspire as my primary business operating account?
Absolutely! You can use Aspire as your primary business account, like many of our customers.
Your Aspire account will cover your business essentials such as providing you with your very own unique business account number and corporate cards to send and receive payments from any bank account.
Also, your Aspire account offers so much more including invoice management and spend management capabilities, all in one account.

Is my money safe?
Security is of the highest importance to us. Our web platform and app mirror the best-in-class security practices on the market.
- Your funds are safeguarded in trust. Your funds are kept strictly segregated in a trust account with a partner tier-1 bank which is safeguarded.
- Your data is secure. We implement the highest digital security encryption and access protocols. We also comply with personal data protection regulations in Singapore.
- Access is strictly restricted. Our platform and app logins are protected with a user PIN that should be known only to yourself. Transactions also require 2 factor authentication with an OTP that will be sent to your email or phone.

Is Aspire licensed?
We take great pride into being carefully compliant under the regulations of the countries we operate in.
Aspire FT Pte. Ltd. is currently exempted from holding a licence to provide payment services in Singapore under the Payment Services Act (No. 2 of 2019). You can find the list of exempted entities here. Credit lines to businesses are issued by Aspire Financial Technologies Pte. Ltd, which is an excluded moneylender under the Moneylenders Act (Cap. 188).
Your funds are kept strictly segregated in a trust account and safeguarded with a leading partner Tier 1 bank in Singapore.

Who can apply for an account?
Any business incorporated in Singapore that falls within our
Acceptable Use Policy can apply for an Aspire account.
If you do not have a registered business in Singapore yet, you can incorporate easily with Aspire Kickstart. With Aspire Kickstart, you can get a fully functional Singapore business in days together with an Aspire account.
Click here to learn more.
