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Aspire vs. Airwallex: Save time and money with the all-in-one business account
Join over 50,000 businesses who choose Aspire as their primary business account. Discover why growing companies trust Aspire to manage their entire business - from expense management to global payments - all in one place.
Trusted by 50,000+ modern businesses
Aspire vs. Airwallex key differences
Here’s a side-by-side comparison of Aspire and Airwallex to highlight key differences and help you choose the best business account for your needs.
1-3 business days
Account Opening
1-3 business days
Free
PayNow Transfers
Spend Controls and Budgets
Automated Invoice Reconciliation
Custom Approval Workflows
Unlimited 1% cashback on Digital Marketing and SaaS spends
Card Cashback
Bulk Payments
Free
Expense Management
SGD $5 / cardholder / month
Payroll Processing
Insights on Cash Flow, Outstanding Bills and Receivables, and more
Financial Analytics
Comparison as of March 2025.
3 reasons why businesses choose
Aspire over Airwallex
Aspire delivers more value as a primary account for growing businesses, with features that matter most for your day-to-day operations. Here’s how Aspire stands out.
Powerful spend management, at zero cost
Don’t pay extra for essential business tools. Get complete expense management, unlimited virtual cards, and automated tracking - all included free with your Aspire account.
More earnings with every transaction
Get 1% cashback on select marketing and SaaS spend. While Airwallex offers no rewards, Aspire puts money back into your business with every purchase.
Your complete business hub
Run your entire business from one powerful platform. Unlike Airwallex, Aspire provides everything from expense management to lending - making it your true primary business account.
How Aspire works
Aspire brings together the security of traditional banking with the innovation of modern fintech to create the future of business finance. Here's what makes our platform uniquely powerful:
Trusted banking foundation
Your money is safeguarded in Tier 1 banks like DBS Singapore, and backed by partnerships with Citibank, JPMorgan, and Visa. Get the security of traditional banking with the speed of modern fintech - all fully compliant with MAS regulations.
Seamless global payments
Send and receive payments in 30+ currencies across 130+ countries at market-leading rates. Our transparent fee structure means no surprises, while smart workflows streamline your operations from payroll to revenue collection.
AI-powered financial control
Take charge with intelligent tools built for modern business. From multi-level approvals to real-time fraud detection, automated reconciliation to comprehensive integrations - work smarter, not harder.
We are backed by leading institutions and world-class investors
Frequently asked questions about Aspire vs. Airwallex
Who should choose Aspire?
Aspire is ideal for growing businesses that need a comprehensive primary account with integrated features. It's particularly valuable for companies wanting free expense management, cashback rewards on business spending, and the ability to manage both local and international transactions from one platform. The all-in-one approach works best for businesses looking to streamline their financial operations while reducing costs.
Who should choose Airwallex?
Airwallex is better suited for businesses that need a secondary operating account focused on international transactions and FX operations. Companies handling high volumes of global transfers or needing accounts in multiple currencies may benefit from using Airwallex. However, businesses requiring integrated expense management and comprehensive banking features may find the offering too limited.
Which is better overall, Aspire or Airwallex?
Aspire is a true all-in-one financial platform where you can manage your entire business - from daily operations and employee expenses to local and global payments - without additional fees.
While Airwallex has the edge in FX and international payments, it lacks essential features needed for a primary business account. With Aspire you get:
- Complete financial operations - receive, hold, send, invest, and access capital all in one platform
- Both local and international payment capabilities
- Scalable platform that grows with your business needs
Which offers better value, Aspire or Airwallex?
Aspire and Airwallex do not require an account opening fee or an initial deposit to open business accounts. However, Airwallex charges an additional fee for Expense Management while Aspire offers built-in expense management features for free for all employees onboarded.
Which is better, Aspire Corporate Cards or Airwallex Corporate Cards?
Aspire offers more value with free virtual and physical cards plus 1% cashback on marketing and SaaS spend. Airwallex provides similar card features but without cashback benefits.
Which has better accounting integrations, Aspire or Airwallex?
Yes, both Aspire and Airwallex integrate with major accounting software like Xero and QuickBooks. Aspire offers more streamlined integration with automated reconciliation included at no extra cost.
Hear it first from our customers
“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
$110,000
Saved per year
900hrs
Saved per year
View Case Study
Gregory Van
CEO of Endowus
"By leveraging Aspire, First Page aimed to establish tighter control over our financial outflows, ensuring that all media spending stayed within the allocated budget limits. This was crucial for maintaining financial discipline and ensuring that our company's marketing efforts were both effective and sustainable."
$ 80,405
Saved per year
2,834hrs
Saved per year
View Case Study
Holly Qian
Head of Finance, First Page Digital
"In the past, we used different devices for calls, music, and work. Just like smartphones brought everything together, Aspire elegantly combines corporate cards, FX, business accounts, payables, and much more, into one user-friendly interface."
$28,037
Saved per year
860hrs
Saved per year
View Case Study
William Chong
Finance Director at Glints