Summary
- A good expense tracker app makes expense tracking for your small business a lot easier
- QuickBooks offers comprehensive accounting with expense tracking starting from SGD $9.30/month in 2026
- FreshBooks starts at SGD $29/month with up to $250 back on payment fees for 60 days
- Expensify has flat-rate pricing at SGD $7/user/month with excellent receipt scanning features
- Rydoo starts from SGD $15/user/month with AI-powered expense automation
- Aspire provides free expense tracking integrated with business accounts and corporate cards
Say you're a small business owner who's constantly on the go. Receipts are piling up in your pockets, but you never have the time to get to them. A good expense tracker app can make expense tracking for your small business a lot easier.
Thankfully, there are a couple of expense trackers apps on the market that help small businesses minimise the hassle of expense management. Here's a rundown of the most popular expense tracker apps in the market in 2026.
5 best expense tracker apps for small businesses in Singapore in 2026
1. QuickBooks
Features:
- Integrated accounting system
- Expense and invoice tracker
- Bank account integration
- IRAS & GST Ready; Track sales tax
- Mobile receipt capture
- Multi-currency support
- Price: SGD $9.30/month
The Quickbooks programme has been a mainstay in the small business industry because of its robust features, integrated accounting system, and expense tracking capabilities. This means that Quickbooks could function as your entire business management platform—great for small business owners on a budget.
In 2026, Quickbooks offers a 30-day free trial with discounts for new customers in the first 3 months. The platform syncs with Singapore banks and integrates with over 800 apps, including PayPal and Square.
2. FreshBooks
Features:
- Expense and invoice tracker
- Offers insightful business reports
- Automatic tax calculation
- Bank account integration
- Project spend tracking
- Receipt scanning
- Price: From USGD $23/month (approximately SGD $29) in 2026; up to $250 back on payment fees for 60 days
Bid farewell to manual expense entry when you connect your bank account to FreshBooks. Your FreshBooks dashboard will be updated with your most recent spend daily, making sure that your records are up-to-date. You'll also be able to categorise your spend in the app, which makes filing for taxes way easier.
3. Expensify
Features:
- Real-time receipt scanning with SmartScan technology
- Integrate spending policies
- Multi-currency expense support
- Automatic expense reconciliation
- Travel expense management
- Price: From USD $5/user/month (approximately SGD $7)
Expensify comes with SmartScan technology, which lets users take pictures of their receipts and invoices. Other than automating expense document generation, the app also allows you to integrate your company's spending policies. Which means you'll be able to limit expenditure and prevent overspending.
In 2026, Expensify simplified their pricing with a flat rate of USD$5 per user per month for the Collect plan. They also offer a free plan with 25 SmartScans per month, and you can apply for Expensify cards as well.
4. Rydoo
Features:
- AI-powered receipt scanning
- Real-time expense capture via mobile app
- Automated approval workflows
- Multi-country compliance support
- Corporate card integration
- Travel booking integration (Uber, Egencia)
- Price: From SGD $15/user/monthly in 2026
Rydoo is an extremely user-friendly expense tracker app that focuses on simplifying expense management for businesses of all sizes. The platform comes with OCR technology that lets users take pictures of their receipts and invoices, turning any receipt into a pre-filled expense in under 10 seconds.
Rydoo is particularly strong for businesses with international operations, offering multi-country compliance and seamless integration with major accounting systems like SAP, Oracle, QuickBooks, and NetSuite. Rydoo also offers travel bookings—flights, hotels and transportation. This means hassle free business strip management, and instant expense tracking once you’ve made payments.
5. Aspire
Features:
- Integrated with Xero and Quickbooks
- Real-time expense tracking
- Unlimited corporate cards
- Budget controls with spend limit notifications
- Multi-currency business account
- Employee claims management
- Price: Free
The Aspire app is integrated with Xero and QuickBooks, which means you'll be able to view business management insights through the app. The app covers expenses, invoice and payroll management in 2026.
Small business owners with an Aspire Business Account and Aspire Visa Card will be able to have a full view of their business spend in one dashboard. Your business expenses will also be categorised into groups, allowing you to keep tabs on budget in every aspect of your business.
Quick comparison: Best expense tracker for small businesses in Singapore 2026
Frequently Asked Questions
What is the best free expense tracker app for small businesses in Singapore in 2026?
Aspire offers free expense tracking for Singapore businesses, with unlimited corporate cards and real-time spend visibility at no monthly cost.
Do I need separate accounting software if I use an expense tracker app?
It depends. Quickbooks includes full accounting features, while FreshBooks and Expensify focus primarily on expense tracking and invoicing. Aspire integrates with Xero and Quickbooks for complete accounting needs.
Which expense tracker app has the best receipt scanning in 2026?
Expensify's SmartScan technology is widely considered the most accurate for receipt scanning, though all major apps now offer capable receipt capture features.
Can I track multi-currency expenses for international business?
Yes. Quickbooks, Expensify, and Aspire all support multi-currency expense tracking, essential for Singapore SMEs with overseas operations in 2026.
- Singapore Business Federation - https://www.sbf.org.sg/
- ACRA - https://www.acra.gov.sg/training-and-resources/facts-and-figures/business-registry-statistics
- QuickBooks - https://quickbooks.intuit.com/sg/pricing/
- Freshbooks - https://www.freshbooks.com/pricing
- Expensify - https://use.expensify.com/blog/collect-plan-pricing-update
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